{"id":27,"date":"2026-10-18T00:26:02","date_gmt":"2026-10-17T13:26:02","guid":{"rendered":"http:\/\/ausena.com.au\/mortgage-broking\/calculators\/"},"modified":"2026-10-18T00:26:02","modified_gmt":"2026-10-17T13:26:02","slug":"calculators","status":"publish","type":"page","link":"https:\/\/ausena.com.au\/mortgage-broking\/calculators\/","title":{"rendered":"Calculators"},"content":{"rendered":"<section style=\"padding:clamp(36px, 7vw, 88px) clamp(0px, calc(6vw - 20px), 32px) clamp(28px, 4vw, 48px)\">\n<div style=\"max-width:1240px;margin:0 auto\">\n<p style=\"color:#167571;font-size:0.8rem;letter-spacing:2px;font-weight:700;margin:0 0 12px;text-transform:uppercase\">Calculators<\/p>\n<h1 style=\"color:#151d2e;font-size:clamp(2rem, 4vw, 3.2rem);line-height:1.08;margin:0 0 18px\">Run the numbers.<\/h1>\n<p style=\"color:#3a4152;font-size:clamp(1.02rem, 1.6vw, 1.15rem);line-height:1.55;max-width:680px;margin:0\">These free tools give you a quick estimate. For an accurate figure based on how lenders will assess you, <a href=\"\/mortgage-broking\/contact\/#book\" style=\"color:#167571;font-weight:700\">talk to us<\/a>.<\/p>\n<\/div>\n<\/section>\n<section style=\"padding:clamp(48px, 8vw, 72px) clamp(0px, calc(6vw - 20px), 32px);background-color:#f4f7f7;border-top:1px solid #dde5e5;border-bottom:1px solid #dde5e5\">\n<div style=\"max-width:1240px;margin:0 auto\">\n<div style=\"display:flex;flex-wrap:wrap;gap:16px;align-items:stretch\">\n<a href=\"https:\/\/moneysmart.gov.au\/home-loans\/mortgage-calculator\" target=\"_blank\" rel=\"noopener\" style=\"flex:1 1 260px;display:block;background-color:#ffffff;border:1px solid #dde5e5;border-radius:14px;padding:clamp(22px, 3vw, 28px) clamp(20px, 2.5vw, 26px);text-decoration:none;box-shadow:0 6px 18px rgba(21,29,46,0.06)\"><span style=\"display:block;color:#151d2e;font-size:1.15rem;font-weight:700;margin-bottom:8px\">Loan repayments<\/span><span style=\"display:block;color:#3a4152;font-size:0.95rem;line-height:1.5\">Estimate your repayments and see how extra repayments could shorten your loan.<\/span><span style=\"display:block;color:#167571;font-weight:700;margin-top:16px\">Open calculator &#8599;<\/span><\/a><br \/>\n<a href=\"https:\/\/moneysmart.gov.au\/home-loans\/borrowing-power-calculator\" target=\"_blank\" rel=\"noopener\" style=\"flex:1 1 260px;display:block;background-color:#ffffff;border:1px solid #dde5e5;border-radius:14px;padding:clamp(22px, 3vw, 28px) clamp(20px, 2.5vw, 26px);text-decoration:none;box-shadow:0 6px 18px rgba(21,29,46,0.06)\"><span style=\"display:block;color:#151d2e;font-size:1.15rem;font-weight:700;margin-bottom:8px\">Borrowing power<\/span><span style=\"display:block;color:#3a4152;font-size:0.95rem;line-height:1.5\">Get a rough idea of how much you may be able to borrow.<\/span><span style=\"display:block;color:#167571;font-weight:700;margin-top:16px\">Open calculator &#8599;<\/span><\/a><br \/>\n<a href=\"https:\/\/moneysmart.gov.au\/budgeting\/budget-planner\" target=\"_blank\" rel=\"noopener\" style=\"flex:1 1 260px;display:block;background-color:#ffffff;border:1px solid #dde5e5;border-radius:14px;padding:clamp(22px, 3vw, 28px) clamp(20px, 2.5vw, 26px);text-decoration:none;box-shadow:0 6px 18px rgba(21,29,46,0.06)\"><span style=\"display:block;color:#151d2e;font-size:1.15rem;font-weight:700;margin-bottom:8px\">Budget planner<\/span><span style=\"display:block;color:#3a4152;font-size:0.95rem;line-height:1.5\">Track your income and living expenses, which lenders review closely.<\/span><span style=\"display:block;color:#167571;font-weight:700;margin-top:16px\">Open calculator &#8599;<\/span><\/a><br \/>\n<a href=\"https:\/\/www.revenuesa.sa.gov.au\/stampduty\/calculators\" target=\"_blank\" rel=\"noopener\" style=\"flex:1 1 260px;display:block;background-color:#ffffff;border:1px solid #dde5e5;border-radius:14px;padding:clamp(22px, 3vw, 28px) clamp(20px, 2.5vw, 26px);text-decoration:none;box-shadow:0 6px 18px rgba(21,29,46,0.06)\"><span style=\"display:block;color:#151d2e;font-size:1.15rem;font-weight:700;margin-bottom:8px\">Stamp duty (SA)<\/span><span style=\"display:block;color:#3a4152;font-size:0.95rem;line-height:1.5\">Estimate stamp duty on a South Australian property purchase.<\/span><span style=\"display:block;color:#167571;font-weight:700;margin-top:16px\">Open calculator &#8599;<\/span><\/a><br \/>\n<a href=\"https:\/\/qro.qld.gov.au\/duties\/calculate-duty\/\" target=\"_blank\" rel=\"noopener\" style=\"flex:1 1 260px;display:block;background-color:#ffffff;border:1px solid #dde5e5;border-radius:14px;padding:clamp(22px, 3vw, 28px) clamp(20px, 2.5vw, 26px);text-decoration:none;box-shadow:0 6px 18px rgba(21,29,46,0.06)\"><span style=\"display:block;color:#151d2e;font-size:1.15rem;font-weight:700;margin-bottom:8px\">Transfer duty (QLD)<\/span><span style=\"display:block;color:#3a4152;font-size:0.95rem;line-height:1.5\">Estimate transfer duty on a Queensland property purchase.<\/span><span style=\"display:block;color:#167571;font-weight:700;margin-top:16px\">Open calculator &#8599;<\/span><\/a><br \/>\n<a href=\"https:\/\/moneysmart.gov.au\/home-loans\/buying-a-home\" target=\"_blank\" rel=\"noopener\" style=\"flex:1 1 260px;display:block;background-color:#ffffff;border:1px solid #dde5e5;border-radius:14px;padding:clamp(22px, 3vw, 28px) clamp(20px, 2.5vw, 26px);text-decoration:none;box-shadow:0 6px 18px rgba(21,29,46,0.06)\"><span style=\"display:block;color:#151d2e;font-size:1.15rem;font-weight:700;margin-bottom:8px\">Costs of buying a home<\/span><span style=\"display:block;color:#3a4152;font-size:0.95rem;line-height:1.5\">Understand the upfront costs beyond your deposit.<\/span><span style=\"display:block;color:#167571;font-weight:700;margin-top:16px\">Read guide &#8599;<\/span><\/a>\n<\/div>\n<p style=\"color:#3a4152;font-size:0.88rem;line-height:1.55;margin:24px 0 0\">These calculators are provided by Moneysmart (ASIC) and state revenue offices and open in a new tab. Results are estimates only and are not a loan offer or approval.<\/p>\n<\/div>\n<\/section>\n<section style=\"padding:clamp(48px, 7vw, 64px) clamp(0px, calc(6vw - 20px), 32px);background-color:#151d2e\">\n<div style=\"max-width:900px;margin:0 auto;text-align:center\">\n<h2 style=\"color:#ffffff;font-size:clamp(1.5rem, 3.2vw, 1.8rem);margin:0 0 12px\">Want an accurate figure?<\/h2>\n<p style=\"color:#c9d3d6;font-size:1.05rem;line-height:1.55;margin:0 auto 28px;max-width:600px\">Lenders calculate borrowing power differently. We&#8217;ll show you what&#8217;s possible across our panel.<\/p>\n<div style=\"display:flex;flex-wrap:wrap;gap:12px;justify-content:center\"><a href=\"\/mortgage-broking\/contact\/#book\" style=\"display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;background-color:#167571;color:#ffffff;font-weight:700;font-size:1rem;padding:14px 26px;border-radius:10px;text-decoration:none\">Book a free consultation <span aria-hidden=\"true\">&#8594;<\/span><\/a><a href=\"tel:+61425558292\" style=\"display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;background-color:transparent;color:#ffffff;font-weight:700;font-size:1rem;padding:13px 24px;border-radius:10px;border:1px solid rgba(255,255,255,0.4);text-decoration:none\"><span aria-hidden=\"true\" style=\"color:#2fb3ac\">&#9990;<\/span>Call 0425 558 292<\/a><\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Free home loan calculators: borrowing power, repayments, extra repayments, budget planner, stamp duty and buying costs.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-27","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/pages\/27","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/comments?post=27"}],"version-history":[{"count":0,"href":"https:\/\/ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/pages\/27\/revisions"}],"wp:attachment":[{"href":"https:\/\/ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/media?parent=27"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}